Thursday, December 26, 2019

Education, Geography And Religious Education - 2696 Words

Within the relation to teaching and learning in a Primary School, Grigg and Hughes (2014) argue that there has been a continual focus around the Humanities subjects (History, Geography and Religious Education). Further suggesting when the subjects are well planned and instructed, they can teach children about the wider world promoting their ‘spiritual, moral, social and cultural development’. On the other hand, according to Ofsted (2011), there has been a reduced amount of allocated time for the subjects, which has been evident throughout my experience as a Humanities specialist. I have found that although the three subjects develop alongside each other, playing an important role in the overall curriculum for primary schools, they do not take as much precedence as the core subjects. According to Erickson (2012), teaching through concepts helps children to gain a deeper understanding of the subject being taught with a higher order of thinking skills. Alongside this, Erickson (2007) expressed that children gain understanding through the experiences the gain, having relevant knowledge taught enabling children to actively respond to their learning. This is due to concepts providing children with knowledge and skills of the society we live in today. The work of Erricker (2010) supported concept†led enquiry and broke down the Religious Education (RE) key concepts into three categories; type A, B and C. Type A are the concepts people will experience at some point in their lifeShow MoreRelatedThe Education System in Saudi Arabi1093 Words   |  5 PagesThe education system in Saudi Arabia Education in Saudi Arabia is segregated by sex and divided into three separately administered systems: general education for boys, education for girls and traditional Islamic education (for boys). The Ministry of Education, established in 1952, presides over general education for boys, and education for girls comes under the jurisdiction of the General Presidency for Girls Education. Both sexes follow the same curriculum and take the same annual examinationsRead MoreTeaching And School Leadership Standards847 Words   |  4 Pagesengagement. To promote and provide each child with an education that meets their individual needs and develops their potential in all aspects, underpinned by the Australian Institute for Teaching and School Leadership Standards. To achieve my full potential as a teacher. Educational Qualifications 2012 – 2016 2001 – 2011 2001 - 1997 The University of Notre Dame, Fremantle Bachelor of Education: Primary Major in Religious Education (Catholic Accreditation) Specialisation in Science (Biology)Read MoreA Study on Spanish Conquistadors944 Words   |  4 Pagesbetween the nobles and commons and that the aristocracy in Latin America was formed by warriors, priests and important officials for the state and the commons formed by agricultural workers. The Aztec nobility used religion and myths as tools in a religious system, which had many gods. (Williamson, 2009, p.44-45) After having conquered in this area the Aztecs believed that Spaniards had been sent by the Aztec gods and the Spaniard made use of the beliefs of the Aztecs to introduce Christian practicesRead MoreDiscrimination At Birth And Infant And Child Mortality Rates1265 Words   |  6 Pageswithin an educational environment. Unfortunately, Access to education is a primary issue in developing India for school age females. Currently, according to Nitkya Rao, â€Å"there is a huge gender gap in educational attainment, with 75 per cent of women being non-literate or just literate as compared to 27 percent of the men†(Rao). The gender gap within the education system sets the illegitimate belief that women insufficient, and attaining education would have no benefit to the society as a whole. ThereRead MoreThe New England And Chesapeake Colonies1290 Words   |  6 Pageslarge influx of immigrants came to the New World from England for many different reasons. Due to differences in motive and geography, the New England and Chesapeake colonies developed unique societies, despite their similarity in origin. The motives of the English and geographical locations of their settlement impacted the economy and government of the colony, as well as education, disparity of wealth, and usage of slaves present in the colonies. As a result of the Protestant Reformation that spreadRead MoreA Brief Note On The Republic Of Kenya1283 Words   |  6 PagesRepublic of Kenya UNDP PART 1: COUNTRY PROFILE- I. POLITICAL GEOGRAPHY a. Republic of Kenya b. Republic government led by Mwai Kibaki, and the Kenyan African National Union is the only standing political group at this given time. c. Nairobi d. Interpol, World Health Organization, United Nations Educational, Scientific, and Cultural Organization are Kenya’s main international organization affiliations e. 44,037,656 people II. CULTURAL GEOGRAPHY f. Swahili and English are the official languages, but someRead MoreComparing and Contrasting the Schooling System in the United Kingdom and Denmark1589 Words   |  7 Pages Education in Europe This essay will compare and contrast the education system in the United Kingdom and Denmark. It will focus on primary education and lower secondary, focusing on the Folkeskole, aims of this, how each country goes about doing examinations and grading, the curriculum content and how each country differs and also the teaching and learning of each country. There are three different ideologies behind the education system; these include classical humanism, encyclopaedism and pragmatismRead More Home Schooling: Not For Everyone Essay902 Words   |  4 Pagesbe taught are history of the United States, civics, physical education, health, geography, history of New Jersey, citizenship and safety (1). Any of these subjects can be omitted from the curriculum if they interfere with religious or moral beliefs of the family (1). Perhaps the most influential reason for why a parent would take their child out of public education is their fear for the quality of their childà °s education. Due to teacher unions and contracts after several years ofRead MorePhysical Geography : Bolivia Country Profile1523 Words   |  7 Pages Wesley Myers 2 November 2015 Bolivia Country Profile Physical Geography Bolivia is a Latin country that is in the middle of South American . This country is surrounded by the bordering Latin countries of Argentina, Brazil, Chile, Paraguay, and Peru. Bolivia is a rather â€Å"highland† region, in which is referred to as Altiplano. The mountain areas are referred to as Cordilleras. In research, I found that the Altiplano are extremely higher than sea level. The southern part of Bolivia is mostlyRead MoreAn Assessment of Community Health Needs618 Words   |  3 PagesCommunity There are two basic types of community: community that is defined by geography, and community that is defined by trans-geographic variables. An example of community that is defined by geography would be a neighborhood or residential area. Houses clustered together share a common space. The local economy with local businesses is also considered to be a part of the neighborhood community. Members of the community are stakeholders in the health of the community, and have shared interest in

Wednesday, December 18, 2019

Notes On Vanilla Interest Rate Swaps - 3467 Words

Introduction VANILLA INTEREST RATE SWAPS It is estimated that about 75% of American companies use derivatives. The main risk remains that most companies do not monitor their position frequently (Operational) and only few really understand the instruments (Intellectual). Moreover, as an off-balance-sheet item it reduces the public awareness of such items (accounting). This is the first case that there was a ruling by a judge for derivative instruments. PG had to pay only $35 million out of the $175 expected losses. PG, a leader in cosmetics, infant products, and grocery industries, offered almost 250 products to 5 billion consumers in 130 countries (Procter Gamble, Form 10-K 2-3 (1998)). Liquidating the two contracts cost the company $157 million which is one of the largest losses incurred for an American company. In comparison , Metallgesellschaft AG lost 1.36 billion in oil futures. The downside risks involved in these contracts are not fully understood, even by sophisticated investors. Chronology August 1993: As the maturity of an interest rate swap approached what PG had paid, that is an interest rate approximately equal to CP Federal Funds Rate - 0.40%, PG relied on BT for a swap contract replacing the interest rate swap in order to maintain BT’s financing structure. Although BT proposed a swap contract similar to the previous swap structure, PG refused on account of its inconsistency with PG’s risk factors. (Jongho Kim, â€Å"Lesson From Modern Debacles†.)Show MoreRelatedSwap Calculator876 Words   |  4 PagesContents: Interest rate swap basics​2 Excel work​4 References​8 Interest rate swap basics Swaps, being highly liquid derivatives, are not traded on stock exchange, but facilitated by over-the-counter (OTC) trading. Interest rate swap is an arrangement between two parties whereby they exchange one set of interest payment for another. The most widespread arrangement is when fixed-rate interest payments are exchange for floating-rate interest payment on some notional amount over theRead MoreEssay on Real World Exposure and CVA Simulation1131 Words   |  5 Pagesprices follow stochastic process with drift coinciding with the short rate r(t) being risk-free interest rate. dS(t)=S(t)[rdt+ÏÆ'(S(t),t) ã€â€"dWã€â€"^Q (t)] Instead, in real-world measure they follow more complex process, which embodies time and risk aversion of investors, namely: dS(t)=S(t)[ÃŽ ¼(S(t),t)dt+ÏÆ'(S(t),t) ã€â€"dWã€â€"^R (t)] or, equivalently, a process with real-world stochastic discount factors which depend on risk-free interest rates but also on asset prices itself. The form of this process with almostRead MoreA Brief Note On Financial Derivatives2698 Words   |  11 Pagesbasic, entities, known as the underlying assets. For example, the value of a stock option depends on the price of the relevant stock. Derivatives Markets In the financial markets derivatives are traded on: ï‚â€" Stocks ï‚â€" Stock indices ï‚â€" Exchange rates ï‚â€" Interest rates ï‚â€" Bonds ï‚â€" Credit risk ï‚â€" Commodities (such as electricity, wheat, oil) [4] Derivatives are traded in two different ways – they are traded either on an exchange or over-the-counter (OTC). The advantage of trading derivatives on an exchange isRead MorePdf, Doc7196 Words   |  29 PagesJournal of Economics 2 (2006) 129-146 EXCHANGE RATE RISK MEASUREMENT AND MANAGEMENT: ISSUES AND APPROACHES FOR FIRMS MICHAEL G. PAPAIOANNOU, Ph.D. International Monetary Fund Abstract Measuring and managing exchange rate risk exposure is important for reducing a ï ¬ rm’s vulnerabilities from major exchange rate movements, which could adversely aï ¬â‚¬ect proï ¬ t margins and the value of assets. This paper reviews the traditional types of exchange rate risk faced by ï ¬ rms, namely transaction, translationRead MoreInternational Financial Management5028 Words   |  21 PagesAnswer: a). Current Account 4). Interest rate swaps can be explained as an agreement between ___________ parties Answer: b). Two 5). Capital account convertibility in India evolved in August Answer: c).1994 6). Interest rate parity is an economic concept, expressed as a basic algebraic identity that relates Answer: b). Interest rate exchange rate 7). The two kind of swap in the forward market are Answer: d). Forward swap Option Swap 8). FEMA stands for Answer:Read MoreInternational Financial Management5022 Words   |  21 Pagesaccount. Answer: a). Current Account 4). Interest rate swaps can be explained as an agreement between ___________ parties Answer: b). Two 5). Capital account convertibility in India evolved in August Answer: c).1994 6). Interest rate parity is an economic concept, expressed as a basic algebraic identity that relates Answer: b). Interest rate exchange rate 7). The two kind of swap in the forward market are Answer: d). Forward swap Option Swap 8). FEMA stands for Answer: c). ForeignRead MoreRisk Management in the Airline Industry2570 Words   |  11 Pagesconsulting firm Mercer showed specifically which risks were prone to cause a decrease in shareholder value. The graph below details the results of this survey. (Zea, 2002) Risk events precipitating stock drops, 1991-2001 Figure 1. Source: Mercer Note that the above graph only shows the number of drops in stock price associated with each risk factor, and not their severity. As we can see, almost half of the value-destroying events are associated with strategic choices and competition. In anRead MoreAsset Swaps and Swap Spreads: Interest Rate Strategy21469 Words   |  86 PagesGale@morganstanley.com +44 (0)20 7677 7121 European Interest Rate Strategy Group +44 (0)20 7677 7528 July 12, 2005 Interest Rate Products Europe Asset Swaps and Swap Spreads Interest Rate Strategy The spread between swaps and bonds can be traded in many different ways. In this note we describe asset swapping methodologies in detail with particular emphasis on calculation of spreads, risks, and tracking of trades. The spread of bond yields to swaps is also commonly used to evaluate richness andRead MoreFundamentals of Futures and Options Markets 7e33967 Words   |  136 Pageslong-term Treasury bonds. Characterize the investors likely to use this contract. Most investors will use the contract because they want to do one of the following: a) Hedge an exposure to long-term interest rates. http://helpyoustudy.info b) Speculate on the future direction of long-term interest rates. c) Arbitrage between the spot and futures markets for Treasury bonds. Problem 1.18. An airline executive has argued: â€Å"There is no point in our using oil futures. There is just as much chance thatRead MoreBodie, Kane, Marcus Study Guide Essay40928 Words   |  164 PagesEssentials of Investments, by Bodie, Kane and Marcus 8th Edition, Teaching Notes Chapter 01 - Investments: Background and Issues CHAPTER ONE INVESTMENTS: BACKGROUND AND ISSUES CHAPTER OVERVIEW The purpose of this book is to a) help students in their own investing and b) pursue a career in the investments industry. To help accomplish these goals Part 1 of the text (Chapters 1through 4) introduces students to the different investment types, the markets in which the securities trade

Tuesday, December 10, 2019

Babysitting Infant and Child free essay sample

Check for safety of the child To give medical history (allergies) and doctors number in case of emergency. * To give contact number and any other numbers in case you cant answer the phone. * To inform about any behavior problems or special dietaries. Parent responsibilities in relation to the child are: * To get child ready for babysitter. * To let child know about babysitter coming to look after him/her. * Let babysitter come earlier so child gets to know him/her. * Change the baby and feed it before the babysitter comes so child is ready for activities. Clean the area for health and safety of the baby. 1. 2 Babysitter responsibilities to the child are: * To stay awake at all times to look after babies. * To check on babies every half an hour if they asleep and every hour in older children. * Dont smoke or drink. Smoking or drinking could endanger a childs health and safety. We will write a custom essay sample on Babysitting: Infant and Child or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page * If children watch TV make sure its not too loud for them. * Give them food at appropriate times. * Give child sweets only if parents say its alright. * Keep the baby alarm on if the baby is asleep in other room. * To get to know the child before the parent go out. To learn the routine and try keep it up with the child. * To make sure child is clean (changing nappies, changing clothes if they dirty after meal). 1. 3 Babysitter responsibilities to the parent are: * To give parent warning of cancellation as soon as possible. Give them time to find another babysitter. * Arrive earlier to make sure parent can ask you any question and you get to know the child before the parent leave. * Ensure parent have your phone number and other contact number (egg. Mum) in case of an emergency. Respect the prior agreements made with parent about the use to disabilities ND drink). Do not invite any friends without permission. * To not rummage through drawers or cupboards while parent is out. * To respect the privacy of the home. * To leave the home as it was when you arrived (toys are put away, coffee mugs are washed up). * If the child shown the negative behavior talk with parent about it. Section 3 Know how to prepare a young child for sleep 3. 1/3. 2 (age 13 month old) Time I Routine I Role of babysitter I Benefits to the child 1 6:pm I Child is allowed to watch cartoons for a bit. I To sit down with a child and talk with them about things on TV. Making sure child is watching sensible cartoon for their age. I Learning while watching some kids cartoon and listening to babysitter. 1 6:pm I Child is reminded that its nearly bath time. I Remember to remind child and let him/her know its bath time soon. I Reminding helps children to learn routine of getting ready for bath at certain time. 1 7:pm I Bath time. I Disruptor child during bath time. To let the child have their time during the bath. To talk with child during the bath. I Learning about routine and hygiene every day. Learning about their bodies during the bath. :pm I Milk/ Snack time I To provide healthy snack before bedtime. I Child learns about having Just snack before bed. Learning the routine. 1 7:pm I Brush teeth I To support child during brushing teeth. To Join in if they like and show the child how to brush the teeth properly. To make it fun and make a song or a spell about brushing teeth. I If babysitter makes it fun child will enjoy it. They learn about their hygi ene every day and how to brush teeth. Its learning routine. 1 8:pm I Change nappy/Clothes I To change nappy and make sure child is clean before going to bed. Wipe their face if its dirty after snack and make sure they changing to pajama. I They learning about having to change before going to bed and that hygiene are important. They getting used to the routine of having to go to bed after brushing teeth and changing. 1 8:pm I Story time I To read a suitable book for certain age. To show the pictures during the story times and to explain whats on the picture. I Learning about routine and having a story before bed. After a while they will know story is coming and they will look forward to it. And then they might choose them favorite so its learning self- inference. 8:pm I Bed time I Toggle the bed ready. To make sure child go to sleep. To sit with a child till they go to sleep. To check on child every half a hour. I Learning routine of going to sleep at certain times. Knowing that after story is bed time and getting used to it. Why do kids need routines and structure? Because routines give them a sense of security and help them develop self- discipline. article Why kids need routine? Www. Apprenticing. Com, Dry Laura Markham 2009 In my opinion routine is very important because if children do not learn their routine they would do whatever they ant all day. When children know their routine of the day they know what to expect. 3. 3 The values to reading a story bettor bed are: * Parent get a chance to connect with the child at the end of the day and sit close together, even with a child who doesnt like to be touched or cuddled. * Its a no- pressure opportunity to talk about lifes a little as story characters run into challenges and solve then successfully or nor. * Parent can talk about their life experience and wisdom effortlessly and without preaching when they relate to that bedtime story. It help child build his/hers vocabulary and it encourage asking if theres a word child doesnt understand. If its a older child its absolutely alright to keep the dictionary on other side in case parent dont know how to explain the word. * Reading stories to older children without pictures help to stimulate imagination as there are no visuals. * Reading picture stories help younger children to imagine the story step by step and also parent can talk about the picture explaining whats on it. Mothers were more likely to rely on grandparents or siblings rather than fathers to read their child a book. Nursery world Children missing bedtime stories by Kathy Morton, March 2009 In my opinion the reason why its usually mothers reading a story is because little children are more likely to be closer to mum than dad. Often fathers are working till late times and they are not back at the time when their children have a story. REFERENCE LIST * Nursery world Children missing bedtime stories by Kathy Morton, March 2009 article Why kids need routine? Www. Apprenticing. Com, Dry Laura Markham 2009 Model Powering Caring for children in a babysitting environment from Wednesday session (10th April 2013)

Monday, December 2, 2019

Marketing Plan Educational Product

Economics Because the business is a start up, we intend to do much of our operations in Montreal, Canada after which we will weigh the prospects of operating in other destinations.Advertising We will write a custom term paper sample on Marketing Plan: Educational Product specifically for you for only $16.05 $11/page Learn More We settled on Montreal because of its high population of at least 3,859,318 people. Moreover, a number of its firms deal in aerospace, nanotechnology, and information and communication technology products which can really make use of our brainchild (Canada Economic Development, 2010). This is a clear indication that the residents of the city are technologically savvy. Another reason that makes Montreal an ideal location for our start up is its population of students who are the end users of our products. There are at least 165,000 universities students in Montreal including 15,000 international students. This gives it an upper hand over other Canadian cities in North America (University of Montreal). The main consumers of our product will be students and university professors. Of the four major universities in Montreal that we target, two are English speaking and the other two are French speaking. These are Concordia, McGill, UQAM and University of Montreal respectively. University of Concordia has a student population of 44,000, McGill 32,000, University of Montreal 55000, and UQAM 66,000 (Canada Economic Development, 1996). One of the major barrier would be language. Universities that use English as the only mode of communication attract a huge number of international students as opposed to institutions where French is used as the major mode of communication which only attracts local French speaking students.Advertising Looking for term paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More This makes the market of our product to be more divers e. Our ease of acceptability is enhanced by the knowledge of both the students and lecturers who are technologically savvy. These people had either used or encountered RFID before. This makes it very easy to enlighten them on the benefits of this product. Customers After we have properly established ourselves in the market, we will diversify our client base and bring on board large corporations doing business in Montreal (Pride et al, 2010). There are at least 664 enterprises in Canada with over 1,000 employees (The Million Dollar Database). The leading enterprises are General Electronics with over 13,000 employees, University of BC with 10,000 employees, and Government of Saskatchewan with 11,000 employees. Product forecast We are considering bringing on board other Canadian Universities including Quebec education system, multinational companies, and government agencies. Despite the fact that our major customers are currently the students and professors of the universities found in Montreal, we intend to make big organizations our principal customers. Our end users will vary in terms of their income, gender, education, language, socio-economic class, and lifestyle. The factors will be majorly influenced by our principal customers. Distribution At formative stages, the distribution of our product will be undertaken by the outsourced company that manufactures our product. Pricing The pricing of our product will be influenced by many factors like the operation costs, the raw materials used in making the product, the cost of transport, proximity of the market to our manufacturing facility among other factors.Advertising We will write a custom term paper sample on Marketing Plan: Educational Product specifically for you for only $16.05 $11/page Learn More Promotion This will be done by organizing university fares where we will popularize our products among students and lecturers. We also intend to do our advertisement in the daily new spapers and popular media like radio and television stations. Competitors Our major competitor will be enterprises that have tried to initiate idea similar to ours but have not succeeded because of privacy settings. We are likely to penetrate the market because we have managed to solve the problem of privacy setting in the RFID Technology. However, there is a possibility that other players may soon overcome this impediment and eat into a proportion of our market share. However, our position will be strengthened by the fact that we are the first movers in the market. This will endear our customers to us. Our competitor may have an edge over us because of their ability to faster upgrade their technology. Being the pioneers in the market, our competitors are likely to learn from our mistakes and come up with formidable product. This keeps us on toes and calls upon us to up our game. As for indirect competitors, by the virtue of the fact that our company will likely become successful an d bigger, many business enterprises will yearn to eat into its market share. Credit card companies will feature prominently in this sphere because of their concerted effort to ensure that to protect their clients from possible theft. Their major strength would be that they have clients and have built a name for themselves. However, they will only manage to give us a run for our money when they come up with encrypted RFID card. It is incumbent that they come up with their own product design and encryption because our product is patented.Advertising Looking for term paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Our competitors will have a difficult time because our security concerns are fixed, we are the market pioneers, we have constant cash flows, there is a huge market visibility, and since our product is a new technology, it has a great market potential. However, some of the underlying threats include government’s resolve to cut expenditure to universities, the business has short term benefits, return on investments may be protracted, market acceptability, and the competitors may decide to upgrade their technology. Operational Plan It will be mandatory that we sign a contract with a company that will manufacturer the RFID encrypted software because we are currently only capable of creating the software. However, we are contemplating having our manufacturing plant in the near future. However, this can be disastrous in case of a breach of contract. In the start up stages most of the operational costs will be borne by us. We are contemplating coming up with a powerful marketing pla n to overcome issues that may spring up due to students filing law suits against universities because of privacy related issues. Top of our operation plan will be idea generation where new and improved RFID concepts will be generated. The generator of the idea will explain it to a friend who will become his business partner. The idea will then be patented. The partners will undertake to do market analysis and establish if there is demand for the product. The idea will be flouted to engineers who will approve its viability. After they have approved it a contract will then be signed. The engineers will do technical analysis and make the idea a reality. A unit of the product will then be designed and encrypted to make it more secure. Patenting will soon follow the encryption process. To ensure proper functionality, the product will then be tested. The product will be outsourced to the product manufacturer to initiate production process. Management We will not have large number of emplo yees because we intend to outsource at start up. The two entrepreneurs will be responsible for the internal management of the company and external management. The two engineers will be concerned with the RFID encryption and coming up with new ideas. They will also be mandated with ICT department related issues. Five installation employees will be brought overboard to look into issues of maintenance as well as and installation. Two assistants will be responsible for managing the company. Reference List Canada Economic Development. (1996). University attendance: Montrà ©al ranks first in relative terms and fifth in absolute terms in North America. Web. Canada Economic Development. (2010). Montreal (06) Region – Social Economic Profile. Web. Pride, W. M., et al. (2010). Foundations of Business. Mason, OH: Cengage Learning. The Million Dollar Database. (n.d.). Search results.Web. Università © de Montrà ©al. (n.d.). L’international à   l’UdeM. Web. This term paper on Marketing Plan: Educational Product was written and submitted by user Mephistopheles to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.